Smart Savings Model : Smart Savings theory is not the actual dollar savings generated, but the prevention of likely expenses that one might otherwise incur. However, by doing research and spending wisely (in some instances this might mean spending more), it generates larger savings in the long term. As you will uncover in my book, the smart savings approach helped me significantly every year.

In my book I highlight each area the various areas of smart savings I achieved that initially averaged around $10K-$25K but during the course of 14+ years, it added up to almost $400K – $500K in form of smart savings. I have laid out my year by year journey in the most simple tables and infographics under the financial insights section of each year. While you will enjoy reading my experiences and events that touched my life, you will equally enjoy the simple financial tables and infographics related to the financials.

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